• The Perfect Home Is Waiting for you.
    The Perfect Home Is Waiting for you.
  • Get up-to-date Rates and More.
    Get up-to-date Rates and More.
  • More than just your Lender.
    More than just your Lender.

Get to know us

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.


Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

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Complete our online secure application here. It only takes a few minutes.

Loan Products

FHA | VA | Jumbo | Conventional | Home Equity Second | Reverse Mortgage

Welcome to the official website of HomeTrust Financial, Inc., a comprehensive mortgage company based in Valencia, CA. Specializing in Home Purchase Loans, Refinance, fixed second mortgages, and providing assistance with reverse mortgages, we proudly extend our services throughout the entire state of California and are in the process of expanding our capabilities to other states. Whether you're in California or beyond, we're here to assist you with your mortgage needs and financial goals. Our convenient application process is also available online, offering you the ability to securely open an account from the comfort of your home.

  Home Equity
   Second Mortgage 

In addition to our unwavering commitment, our second mortgage option provides the flexibility of a 10, 20, or 30-year payment plan, allowing clients to tailor terms that align with their financial goals. Safeguard your hard-earned equity today and unlock the potential of your home with our Home Equity Second Mortgage! Your years of dedication and investment in your home can now work for you. Whether your aspirations involve renovating your space, adding a pool, adopting solar energy, funding your children's education, or establishing a financial safety net, our Home Equity Second Mortgage empowers you to access those funds effortlessly. Don't let your equity remain idle; let it be the key to your financial peace of mind and prosperity.

Contact HomeTrust Financial, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.